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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,455 | $165,361-40.5% | $149,715-34.2% | $158,950-38.1% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 232.72% | 348.24%-115.5pp | 276.66%-43.9pp | 302.91%-70.2pp |
| Employer contribution / active EE | $1,006 | $5,103-80.3% | $4,645-78.3% | $4,762-78.9% |
| Participant deferral / active EE | $2,556 | $7,182-64.4% | $6,842-62.6% | $5,983-57.3% |
| Admin fee / account holder | $122 | $10,808-98.9% | $9,310-98.7% | $11,248-98.9% |