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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,737 | $150,447-82.9% | $136,298-81.1% | $147,586-82.6% |
| Participation rate | 42.9% | 84.4%-41.6pp | 81.9%-39.1pp | 82.8%-40.0pp |
| Annual return | 11.64% | 1049.15%-1037.5pp | 5156.27%-5144.6pp | 578.59%-567.0pp |
| Employer contribution / active EE | $1,133 | $5,256-78.4% | $4,696-75.9% | $4,876-76.8% |
| Participant deferral / active EE | $3,169 | $6,631-52.2% | $6,247-49.3% | $5,439-41.7% |
| Admin fee / account holder | $2,240 | $10,906-79.5% | $9,244-75.8% | $10,886-79.4% |