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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,479 | $76,407+39.4% | $150,298-29.2% | $82,448+29.1% |
| Participation rate | 56.3% | 66.4%-10.1pp | 77.8%-21.5pp | 68.1%-11.8pp |
| Annual return | 19.18% | 39.99%-20.8pp | 62.79%-43.6pp | 41.64%-22.5pp |
| Employer contribution / active EE | $2,412 | $2,614-7.7% | $4,154-41.9% | $2,551-5.5% |
| Participant deferral / active EE | $4,259 | $3,214+32.5% | $5,453-21.9% | $4,139+2.9% |
| Admin fee / account holder | $1,069 | $6,352-83.2% | $14,116-92.4% | $7,234-85.2% |