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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,214 | $209,874-66.5% | $189,537-63.0% | $167,536-58.1% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 9.71% | 748.61%-738.9pp | 555.34%-545.6pp | 478.82%-469.1pp |
| Employer contribution / active EE | $4,804 | $6,913-30.5% | $6,161-22.0% | $4,839-0.7% |
| Participant deferral / active EE | $11,882 | $8,934+33.0% | $8,220+44.5% | $6,342+87.3% |
| Admin fee / account holder | $1,732 | $14,299-87.9% | $12,048-85.6% | $12,315-85.9% |