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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,406 | $160,059-77.3% | $140,019-74.0% | $135,380-73.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -1.97% | 911.48%-913.4pp | 651.17%-653.1pp | 519.81%-521.8pp |
| Employer contribution / active EE | $2,454 | $6,420-61.8% | $5,605-56.2% | $4,779-48.6% |
| Participant deferral / active EE | $9,560 | $7,641+25.1% | $6,927+38.0% | $5,609+70.4% |
| Admin fee / account holder | $15,484 | $13,328+16.2% | $10,705+44.6% | $10,828+43.0% |