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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,431 | $197,637-71.4% | $177,848-68.3% | $158,982-64.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 9.30% | 58.77%-49.5pp | 48.33%-39.0pp | 302.99%-293.7pp |
| Employer contribution / active EE | $2,798 | $6,698-58.2% | $5,919-52.7% | $4,763-41.2% |
| Participant deferral / active EE | $7,524 | $8,405-10.5% | $7,714-2.5% | $5,983+25.8% |
| Admin fee / account holder | $6,484 | $15,406-57.9% | $12,431-47.8% | $11,252-42.4% |