Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,979 | $85,766-88.4% | $136,298-92.7% | $70,126-85.8% |
| Participation rate | 68.8% | 74.2%-5.4pp | 81.9%-13.2pp | 69.5%-0.8pp |
| Annual return | 7.83% | 31.46%-23.6pp | 5156.27%-5148.4pp | 73.15%-65.3pp |
| Employer contribution / active EE | $2,704 | $2,966-8.8% | $4,696-42.4% | $2,343+15.4% |
| Participant deferral / active EE | $713 | $5,051-85.9% | $6,247-88.6% | $3,332-78.6% |
| Admin fee / account holder | $634 | $5,421-88.3% | $9,244-93.1% | $4,645-86.4% |