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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,498 | $93,617-76.0% | $135,982-83.5% | $75,177-70.1% |
| Participation rate | 96.6% | 75.2%+21.4pp | 81.9%+14.6pp | 67.2%+29.3pp |
| Annual return | 11.82% | 30.89%-19.1pp | 68.32%-56.5pp | 160.75%-148.9pp |
| Employer contribution / active EE | $4,388 | $3,538+24.0% | $4,859-9.7% | $2,671+64.3% |
| Participant deferral / active EE | $3,711 | $6,406-42.1% | $7,760-52.2% | $4,126-10.1% |
| Admin fee / account holder | $1,022 | $6,980-85.4% | $10,767-90.5% | $5,651-81.9% |