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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,164 | $72,446+245.3% | $67,561+270.3% | $145,877+71.5% |
| Participation rate | 100.0% | 76.9%+23.1pp | 72.9%+27.1pp | 80.3%+19.7pp |
| Annual return | 10.04% | 7211.98%-7201.9pp | 3525.44%-3515.4pp | 551.28%-541.2pp |
| Employer contribution / active EE | $7,502 | $3,072+144.2% | $2,735+174.3% | $4,663+60.9% |
| Participant deferral / active EE | $9,500 | $4,785+98.6% | $4,003+137.3% | $6,691+42.0% |
| Admin fee / account holder | $21,083 | $5,541+280.5% | $4,006+426.3% | $13,402+57.3% |