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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,164 | $72,396+245.5% | $67,511+270.6% | $145,959+71.4% |
| Participation rate | 100.0% | 76.9%+23.1pp | 72.9%+27.1pp | 80.3%+19.7pp |
| Annual return | 10.04% | 7194.07%-7184.0pp | 3517.41%-3507.4pp | 561.95%-551.9pp |
| Employer contribution / active EE | $7,502 | $3,071+144.3% | $2,733+174.5% | $4,661+61.0% |
| Participant deferral / active EE | $9,500 | $4,781+98.7% | $4,000+137.5% | $6,689+42.0% |
| Admin fee / account holder | $21,083 | $5,538+280.7% | $3,999+427.2% | $13,398+57.4% |