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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,720 | $159,934-33.3% | $147,005-27.4% | $145,959-26.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 5.90% | 98.24%-92.3pp | 418.76%-412.9pp | 561.95%-556.0pp |
| Employer contribution / active EE | $3,872 | $5,287-26.8% | $4,934-21.5% | $4,661-16.9% |
| Participant deferral / active EE | $7,554 | $8,427-10.4% | $8,070-6.4% | $6,689+12.9% |
| Admin fee / account holder | $26,944 | $15,053+79.0% | $13,006+107.2% | $13,398+101.1% |