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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,099 | $88,778+125.4% | $81,844+144.5% | $145,884+37.2% |
| Participation rate | 77.8% | 75.1%+2.7pp | 72.4%+5.4pp | 80.3%-2.5pp |
| Annual return | 12.17% | 1033.03%-1020.9pp | 778.87%-766.7pp | 551.85%-539.7pp |
| Employer contribution / active EE | $2,016 | $3,087-34.7% | $2,916-30.9% | $4,662-56.8% |
| Participant deferral / active EE | $5,615 | $4,648+20.8% | $4,323+29.9% | $6,690-16.1% |
| Admin fee / account holder | $2,754 | $8,430-67.3% | $7,355-62.6% | $13,392-79.4% |