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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,099 | $88,754+125.5% | $81,820+144.6% | $145,877+37.2% |
| Participation rate | 77.8% | 75.1%+2.7pp | 72.4%+5.4pp | 80.3%-2.5pp |
| Annual return | 12.17% | 1031.77%-1019.6pp | 777.93%-765.8pp | 551.28%-539.1pp |
| Employer contribution / active EE | $2,016 | $3,085-34.7% | $2,915-30.9% | $4,663-56.8% |
| Participant deferral / active EE | $5,615 | $4,648+20.8% | $4,323+29.9% | $6,691-16.1% |
| Admin fee / account holder | $2,754 | $8,424-67.3% | $7,391-62.7% | $13,402-79.5% |