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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,099 | $88,710+125.6% | $81,783+144.7% | $145,959+37.1% |
| Participation rate | 77.8% | 75.0%+2.7pp | 72.4%+5.4pp | 80.3%-2.5pp |
| Annual return | 12.17% | 1027.26%-1015.1pp | 775.05%-762.9pp | 561.95%-549.8pp |
| Employer contribution / active EE | $2,016 | $3,083-34.6% | $2,913-30.8% | $4,661-56.8% |
| Participant deferral / active EE | $5,615 | $4,645+20.9% | $4,320+30.0% | $6,689-16.0% |
| Admin fee / account holder | $2,754 | $8,407-67.2% | $7,380-62.7% | $13,398-79.4% |