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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,984 | $81,474+4.3% | $133,959-36.6% | $73,493+15.6% |
| Participation rate | 49.1% | 76.4%-27.2pp | 79.8%-30.7pp | 70.7%-21.6pp |
| Annual return | 13.72% | 19.40%-5.7pp | 45.09%-31.4pp | 28.51%-14.8pp |
| Employer contribution / active EE | $1,340 | $2,209-39.4% | $3,919-65.8% | $2,270-41.0% |
| Participant deferral / active EE | $2,755 | $3,786-27.2% | $5,047-45.4% | $3,740-26.3% |
| Admin fee / account holder | $13,460 | $713+1787.5% | $8,928+50.8% | $513+2523.3% |