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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,794 | $78,707+5.2% | $117,861-29.8% | $70,126+18.1% |
| Participation rate | 75.0% | 73.2%+1.8pp | 79.7%-4.7pp | 69.5%+5.5pp |
| Annual return | 16.79% | 23.30%-6.5pp | 335.11%-318.3pp | 73.15%-56.4pp |
| Employer contribution / active EE | $1,881 | $2,223-15.4% | $3,786-50.3% | $2,343-19.7% |
| Participant deferral / active EE | $3,421 | $3,297+3.8% | $4,482-23.7% | $3,332+2.7% |
| Admin fee / account holder | $1,100 | $5,066-78.3% | $8,021-86.3% | $4,645-76.3% |