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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,410 | $54,380-31.2% | $68,509-45.4% | $59,633-37.3% |
| Participation rate | 45.1% | 70.2%-25.1pp | 74.7%-29.7pp | 68.7%-23.6pp |
| Annual return | 1.72% | 2.83%-1.1pp | 8.27%-6.5pp | 2041.45%-2039.7pp |
| Employer contribution / active EE | $381 | $1,539-75.2% | $2,278-83.3% | $2,203-82.7% |
| Participant deferral / active EE | $1,523 | $2,643-42.4% | $3,382-55.0% | $3,192-52.3% |
| Admin fee / account holder | $3,956 | $3,885+1.8% | $5,275-25.0% | $4,297-7.9% |