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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,873 | $79,955-1.4% | $98,461-19.9% | $75,173+4.9% |
| Participation rate | 53.3% | 70.4%-17.0pp | 75.2%-21.8pp | 67.2%-13.9pp |
| Annual return | 19.01% | 19.75%-0.7pp | 21.17%-2.2pp | 160.72%-141.7pp |
| Employer contribution / active EE | $793 | $2,264-65.0% | $3,049-74.0% | $2,671-70.3% |
| Participant deferral / active EE | $3,321 | $3,752-11.5% | $4,738-29.9% | $4,126-19.5% |
| Admin fee / account holder | $3,866 | $6,841-43.5% | $8,961-56.9% | $5,651-31.6% |