Filed August 14, 2025
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| Provider | Service type | Compensation |
|---|---|---|
Service code 49 · EIN 04-1590850 | Other Services | $16,868 |
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 49 | Other Services | $0 |
MORGAN STANLEY SMITH BARNEY4 years Filed as: MORGAN STANLEY Service code 53 · EIN 26-4310844 | Insurance Commissions | $0 |
SWERDLIN & COMPANY6+ years Service code 13 · EIN 58-1392124 | Contract Administrator | $0 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,990 | $58,888-30.4% | $178,499-77.0% | $73,493-44.2% |
| Participation rate | 100.0% | 66.2%+33.8pp | 81.9%+18.1pp | 70.7%+29.3pp |
| Annual return | 20.03% | 24.86%-4.8pp | 151.10%-131.1pp | 28.51%-8.5pp |
| Employer contribution / active EE | $1,974 | $2,236-11.7% | $5,011-60.6% | $2,270-13.1% |
| Participant deferral / active EE | $5,145 | $2,568+100.4% | $5,202-1.1% | $3,740+37.6% |
| Admin fee / account holder | $271 | $400-32.2% | $13,986-98.1% | $513-47.1% |