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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,306 | $30,385-10.1% | $56,054-51.3% | $74,400-63.3% |
| Participation rate | 44.0% | 32.9%+11.1pp | 52.5%-8.5pp | 67.2%-23.2pp |
| Annual return | 14.13% | 24.92%-10.8pp | 1705.95%-1691.8pp | 1367.51%-1353.4pp |
| Employer contribution / active EE | $750 | $609+23.1% | $1,039-27.8% | $2,624-71.4% |
| Participant deferral / active EE | $1,523 | $1,174+29.8% | $1,952-22.0% | $4,348-65.0% |
| Admin fee / account holder | $1,405 | $2,361-40.5% | $2,822-50.2% | $1,944-27.7% |