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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,306 | $30,421-10.2% | $56,077-51.3% | $74,429-63.3% |
| Participation rate | 44.0% | 32.9%+11.1pp | 52.5%-8.5pp | 67.2%-23.2pp |
| Annual return | 14.13% | 24.94%-10.8pp | 1709.28%-1695.1pp | 1368.38%-1354.3pp |
| Employer contribution / active EE | $750 | $610+23.0% | $1,040-27.9% | $2,625-71.4% |
| Participant deferral / active EE | $1,523 | $1,175+29.6% | $1,954-22.1% | $4,348-65.0% |
| Admin fee / account holder | $1,405 | $2,363-40.5% | $2,825-50.3% | $1,944-27.7% |