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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,963 | $27,800-28.2% | $58,561-65.9% | $71,511-72.1% |
| Participation rate | 44.5% | 34.6%+9.9pp | 50.9%-6.3pp | 67.9%-23.4pp |
| Annual return | 20.73% | 26.80%-6.1pp | 4251.33%-4230.6pp | 28.86%-8.1pp |
| Employer contribution / active EE | $749 | $632+18.6% | $1,053-28.9% | $2,589-71.1% |
| Participant deferral / active EE | $1,484 | $1,208+22.8% | $1,923-22.8% | $4,291-65.4% |
| Admin fee / account holder | $1,851 | $1,637+13.1% | $2,520-26.6% | $1,588+16.5% |