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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,417 | $166,242+22.4% | $165,071+23.2% | $145,884+39.4% |
| Participation rate | 95.0% | 82.0%+13.0pp | 78.6%+16.4pp | 80.3%+14.7pp |
| Annual return | 8.36% | 100.44%-92.1pp | 70.17%-61.8pp | 551.85%-543.5pp |
| Employer contribution / active EE | $3,947 | $5,283-25.3% | $4,347-9.2% | $4,662-15.4% |
| Participant deferral / active EE | $7,853 | $6,964+12.8% | $6,035+30.1% | $6,690+17.4% |
| Admin fee / account holder | $5,134 | $16,658-69.2% | $12,695-59.6% | $13,392-61.7% |