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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,734 | $71,526-23.5% | $98,450-44.4% | $71,495-23.4% |
| Participation rate | 90.0% | 72.7%+17.3pp | 75.2%+14.8pp | 67.9%+22.1pp |
| Annual return | 18.82% | 32.42%-13.6pp | 21.16%-2.3pp | 28.85%-10.0pp |
| Employer contribution / active EE | $2,263 | $2,400-5.7% | $3,049-25.8% | $2,589-12.6% |
| Participant deferral / active EE | $4,998 | $4,110+21.6% | $4,739+5.5% | $4,291+16.5% |
| Admin fee / account holder | $2,910 | $1,675+73.7% | $8,961-67.5% | $1,588+83.3% |