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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,586 | $67,411-36.8% | $91,004-53.2% | $70,126-39.3% |
| Participation rate | 79.7% | 71.4%+8.3pp | 75.6%+4.1pp | 69.5%+10.1pp |
| Annual return | 19.41% | -40.16%+59.6pp | 4.60%+14.8pp | 73.15%-53.7pp |
| Employer contribution / active EE | $1,709 | $1,786-4.3% | $2,456-30.4% | $2,343-27.0% |
| Participant deferral / active EE | $3,920 | $2,823+38.9% | $3,548+10.5% | $3,332+17.6% |
| Admin fee / account holder | $3,335 | $4,236-21.3% | $5,417-38.4% | $4,645-28.2% |