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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,602 | $178,174-52.5% | $156,181-45.8% | $137,256-38.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 17.06% | 84.19%-67.1pp | 64.87%-47.8pp | 220.34%-203.3pp |
| Employer contribution / active EE | $13,368 | $4,972+168.9% | $4,294+211.3% | $4,156+221.6% |
| Participant deferral / active EE | $3,368 | $6,888-51.1% | $6,132-45.1% | $6,407-47.4% |
| Admin fee / account holder | $468 | $17,404-97.3% | $14,586-96.8% | $12,270-96.2% |