Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,077 | $39,162-64.1% | $100,671-86.0% | $59,633-76.4% |
| Participation rate | 23.9% | 55.9%-31.9pp | 70.7%-46.8pp | 68.7%-44.8pp |
| Annual return | -0.69% | 21.07%-21.8pp | 20.43%-21.1pp | 2041.45%-2042.1pp |
| Employer contribution / active EE | $0 | $1,151-100.0% | $4,012-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $641 | $1,992-67.8% | $3,144-79.6% | $3,192-79.9% |
| Admin fee / account holder | $733 | $2,969-75.3% | $4,850-84.9% | $4,297-82.9% |