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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,257 | $51,606-29.7% | $129,339-72.0% | $80,911-55.2% |
| Participation rate | 39.1% | 57.0%-17.8pp | 69.6%-30.5pp | 67.6%-28.5pp |
| Annual return | 11.72% | 20.76%-9.0pp | 9437.05%-9425.3pp | 35.63%-23.9pp |
| Employer contribution / active EE | $0 | $1,582-100.0% | $4,154-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,401 | $2,669-47.5% | $4,170-66.4% | $4,297-67.4% |
| Admin fee / account holder | $82 | $4,310-98.1% | $7,668-98.9% | $6,935-98.8% |