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| Provider | Service type | Compensation |
|---|---|---|
EDWARD JONES7 years Service code 27 12555 MANCHESTER RD · ST LOUIS, MO 63131 | Advisory (Plan) | $13,288 |
AMERICAN FUNDS5 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $3,967 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,959 | $65,555-57.4% | $86,216-67.6% | $75,173-62.8% |
| Participation rate | 93.3% | 60.5%+32.8pp | 69.0%+24.3pp | 67.2%+26.1pp |
| Annual return | 15.67% | 46.07%-30.4pp | 1169.42%-1153.8pp | 160.72%-145.1pp |
| Employer contribution / active EE | $787 | $1,553-49.4% | $2,382-67.0% | $2,671-70.6% |
| Participant deferral / active EE | $1,819 | $3,023-39.8% | $3,986-54.4% | $4,126-55.9% |
| Admin fee / account holder | $155 | $5,469-97.2% | $6,853-97.7% | $5,651-97.2% |