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| Provider | Service type | Compensation |
|---|---|---|
EDWARD JONES4 years Service code 27 12555 MANCHESTER RD. · ST LOUIS, MO 63131 | Advisory (Plan) | $14,668 |
AMERICAN FUNDS2 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $6,786 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,049 | $65,034-66.1% | $90,970-75.8% | $79,856-72.4% |
| Participation rate | 89.1% | 61.6%+27.5pp | 69.0%+20.1pp | 69.6%+19.5pp |
| Annual return | 18.09% | 30.45%-12.4pp | 134.60%-116.5pp | 31.71%-13.6pp |
| Employer contribution / active EE | $0 | $1,247-100.0% | $2,122-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,655 | $2,512-34.1% | $3,373-50.9% | $3,741-55.8% |
| Admin fee / account holder | $135 | $4,536-97.0% | $5,961-97.7% | $5,306-97.5% |