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| Provider | Service type | Compensation |
|---|---|---|
EDWARD JONES3 years Service code 27 12555 MANCHESTER RD. · ST LOUIS, MO 63131 | Advisory (Plan) | $13,885 |
AMERICAN FUNDS1 year Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $8,593 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,970 | $58,493-69.3% | $84,023-78.6% | $72,976-75.4% |
| Participation rate | 94.9% | 61.2%+33.7pp | 69.0%+25.9pp | 69.5%+25.4pp |
| Annual return | 20.45% | 28.93%-8.5pp | 71.32%-50.9pp | 81.02%-60.6pp |
| Employer contribution / active EE | $1,020 | $1,163-12.3% | $1,984-48.6% | $2,440-58.2% |
| Participant deferral / active EE | $1,531 | $2,394-36.0% | $3,239-52.7% | $3,608-57.6% |
| Admin fee / account holder | $128 | $4,569-97.2% | $6,102-97.9% | $5,124-97.5% |