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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,992 | $65,555-31.4% | $86,216-47.8% | $75,173-40.1% |
| Participation rate | 25.0% | 60.5%-35.5pp | 69.0%-44.0pp | 67.2%-42.2pp |
| Annual return | 14.44% | 46.07%-31.6pp | 1169.42%-1155.0pp | 160.72%-146.3pp |
| Employer contribution / active EE | $0 | $1,553-100.0% | $2,382-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,391 | $3,023-54.0% | $3,986-65.1% | $4,126-66.3% |
| Admin fee / account holder | $6,328 | $5,469+15.7% | $6,853-7.7% | $5,651+12.0% |