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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 35-0145825 | Loan Processing | $18,718 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,079 | $65,034-47.6% | $90,970-62.5% | $79,856-57.3% |
| Participation rate | 43.0% | 61.6%-18.6pp | 69.0%-26.0pp | 69.6%-26.6pp |
| Annual return | 13.03% | 30.45%-17.4pp | 134.60%-121.6pp | 31.71%-18.7pp |
| Employer contribution / active EE | $0 | $1,247-100.0% | $2,122-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,877 | $2,512-25.3% | $3,373-44.4% | $3,741-49.8% |
| Admin fee / account holder | $8 | $4,536-99.8% | $5,961-99.9% | $5,306-99.8% |