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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $392,717 | $106,280+269.5% | $96,538+306.8% | $139,487+181.5% |
| Participation rate | 93.8% | 77.8%+15.9pp | 74.3%+19.4pp | 80.3%+13.4pp |
| Annual return | 15.03% | 38.48%-23.5pp | 35.74%-20.7pp | 373.84%-358.8pp |
| Employer contribution / active EE | $16,253 | $4,107+295.7% | $3,740+334.5% | $4,755+241.8% |
| Participant deferral / active EE | $8,640 | $5,457+58.3% | $4,880+77.0% | $6,713+28.7% |
| Admin fee / account holder | $3,641 | $7,888-53.8% | $6,737-46.0% | $11,407-68.1% |