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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,075 | $115,814+217.8% | $101,275+263.4% | $158,982+131.5% |
| Participation rate | 92.3% | 79.4%+12.9pp | 75.8%+16.5pp | 82.0%+10.3pp |
| Annual return | 13.40% | 56.16%-42.8pp | 46.48%-33.1pp | 302.99%-289.6pp |
| Employer contribution / active EE | $15,736 | $4,176+276.8% | $3,660+329.9% | $4,763+230.4% |
| Participant deferral / active EE | $7,468 | $4,958+50.6% | $4,371+70.9% | $5,983+24.8% |
| Admin fee / account holder | $28,079 | $7,249+287.4% | $5,948+372.1% | $11,252+149.6% |