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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,517 | $124,351+181.1% | $109,188+220.1% | $167,553+108.6% |
| Participation rate | 87.5% | 79.4%+8.1pp | 75.9%+11.6pp | 82.1%+5.4pp |
| Annual return | 9.96% | 26.04%-16.1pp | 25.76%-15.8pp | 478.89%-468.9pp |
| Employer contribution / active EE | $12,836 | $4,210+204.9% | $3,723+244.8% | $4,840+165.2% |
| Participant deferral / active EE | $6,049 | $5,257+15.1% | $4,654+30.0% | $6,343-4.6% |
| Admin fee / account holder | $1,581 | $7,975-80.2% | $6,755-76.6% | $12,316-87.2% |