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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,899 | $107,733-37.9% | $92,985-28.1% | $154,746-56.8% |
| Participation rate | 62.5% | 74.6%-12.1pp | 69.5%-7.0pp | 80.7%-18.2pp |
| Annual return | 10.39% | 30.39%-20.0pp | 27.99%-17.6pp | 172.34%-161.9pp |
| Employer contribution / active EE | $2,573 | $3,126-17.7% | $2,662-3.3% | $4,379-41.2% |
| Participant deferral / active EE | $7,357 | $5,053+45.6% | $4,377+68.1% | $6,730+9.3% |
| Admin fee / account holder | $22,142 | $11,369+94.8% | $9,463+134.0% | $14,365+54.1% |