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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,009 | $85,060-82.4% | $70,565-78.7% | $139,487-89.2% |
| Participation rate | 87.5% | 73.9%+13.6pp | 68.4%+19.1pp | 80.3%+7.2pp |
| Annual return | 4.51% | 30.39%-25.9pp | 32.79%-28.3pp | 373.84%-369.3pp |
| Employer contribution / active EE | $2,450 | $3,912-37.4% | $2,976-17.7% | $4,755-48.5% |
| Participant deferral / active EE | $3,263 | $5,891-44.6% | $4,568-28.6% | $6,713-51.4% |
| Admin fee / account holder | $647 | $8,932-92.8% | $6,430-89.9% | $11,407-94.3% |