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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,190 | $90,691-70.0% | $76,119-64.3% | $145,884-81.4% |
| Participation rate | 63.6% | 74.5%-10.8pp | 69.1%-5.4pp | 80.3%-16.7pp |
| Annual return | 20.64% | 624.52%-603.9pp | 361.25%-340.6pp | 551.85%-531.2pp |
| Employer contribution / active EE | $2,175 | $3,329-34.7% | $2,693-19.2% | $4,662-53.4% |
| Participant deferral / active EE | $3,994 | $5,167-22.7% | $4,259-6.2% | $6,690-40.3% |
| Admin fee / account holder | $1,464 | $8,383-82.5% | $6,421-77.2% | $13,392-89.1% |