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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,298 | $100,792+138.4% | $86,691+177.2% | $134,509+78.6% |
| Participation rate | 100.0% | 78.9%+21.1pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -24.44% | 29.08%-53.5pp | 35.94%-60.4pp | 418.13%-442.6pp |
| Employer contribution / active EE | $2,211 | $3,491-36.6% | $2,837-22.1% | $4,741-53.4% |
| Participant deferral / active EE | $7,615 | $5,339+42.6% | $4,656+63.6% | $6,400+19.0% |
| Admin fee / account holder | $7,024 | $10,924-35.7% | $7,492-6.2% | $11,427-38.5% |