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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,164 | $92,219+98.6% | $76,768+138.6% | $135,379+35.3% |
| Participation rate | 85.7% | 79.8%+5.9pp | 77.0%+8.8pp | 82.6%+3.1pp |
| Annual return | -8.98% | 5.46%-14.4pp | 2.43%-11.4pp | 519.79%-528.8pp |
| Employer contribution / active EE | $1,733 | $3,216-46.1% | $2,485-30.3% | $4,779-63.7% |
| Participant deferral / active EE | $8,134 | $4,508+80.4% | $3,852+111.2% | $5,609+45.0% |
| Admin fee / account holder | $893 | $10,749-91.7% | $6,675-86.6% | $10,828-91.7% |