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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,883 | $82,630-62.6% | $64,105-51.8% | $125,389-75.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 68.2%+31.8pp | 83.2%+16.8pp |
| Annual return | -2.41% | 1489.72%-1492.1pp | 791.24%-793.7pp | 282.24%-284.7pp |
| Employer contribution / active EE | $1,257 | $2,671-53.0% | $1,820-30.9% | $4,866-74.2% |
| Participant deferral / active EE | $4,031 | $3,608+11.7% | $2,822+42.9% | $5,352-24.7% |
| Admin fee / account holder | $688 | $6,382-89.2% | $4,499-84.7% | $9,541-92.8% |