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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,507 | $93,346-40.5% | $71,796-22.7% | $273,972-79.7% |
| Participation rate | 60.0% | 76.5%-16.5pp | 69.1%-9.1pp | 83.0%-23.0pp |
| Annual return | 6.61% | 130.39%-123.8pp | 78.04%-71.4pp | 41.46%-34.8pp |
| Employer contribution / active EE | $1,203 | $2,733-56.0% | $1,924-37.5% | $4,869-75.3% |
| Participant deferral / active EE | $3,884 | $3,475+11.8% | $2,794+39.0% | $5,287-26.5% |
| Admin fee / account holder | $1,617 | $6,571-75.4% | $4,815-66.4% | $10,133-84.0% |