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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,689 | $68,394+111.6% | $94,672+52.8% | $75,177+92.5% |
| Participation rate | 92.2% | 76.1%+16.1pp | 80.8%+11.3pp | 67.2%+25.0pp |
| Annual return | 15.35% | 616.92%-601.6pp | 156.89%-141.5pp | 160.75%-145.4pp |
| Employer contribution / active EE | $1,709 | $2,701-36.7% | $3,673-53.5% | $2,671-36.0% |
| Participant deferral / active EE | $4,679 | $6,536-28.4% | $7,417-36.9% | $4,126+13.4% |
| Admin fee / account holder | $6,152 | $5,326+15.5% | $7,222-14.8% | $5,651+8.9% |