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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,391 | $77,157+44.4% | $108,405+2.8% | $85,847+29.8% |
| Participation rate | 100.0% | 74.7%+25.3pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 9.54% | 44.55%-35.0pp | 905.55%-896.0pp | 318.61%-309.1pp |
| Employer contribution / active EE | $1,571 | $2,379-34.0% | $3,559-55.9% | $2,565-38.8% |
| Participant deferral / active EE | $4,369 | $5,567-21.5% | $6,563-33.4% | $3,952+10.5% |
| Admin fee / account holder | $25,275 | $5,174+388.5% | $7,297+246.4% | $6,261+303.7% |