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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,359 | $70,486+73.6% | $100,535+21.7% | $79,856+53.2% |
| Participation rate | 100.0% | 73.6%+26.4pp | 79.4%+20.6pp | 69.6%+30.4pp |
| Annual return | 11.90% | 21.90%-10.0pp | 30.90%-19.0pp | 31.71%-19.8pp |
| Employer contribution / active EE | $1,843 | $2,165-14.9% | $3,419-46.1% | $2,471-25.4% |
| Participant deferral / active EE | $4,821 | $5,182-7.0% | $6,271-23.1% | $3,741+28.9% |
| Admin fee / account holder | $4,815 | $4,480+7.5% | $8,085-40.4% | $5,306-9.3% |