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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $53,409 |
FRAZIER & DEETER, LLC6+ years Service code 10 · EIN 58-1433845 | Accounting | $21,400 |
FINANCIAL ENGINES1 year Service code 27 · EIN 77-0473565 | Advisory (Plan) | $17,783 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,005 | $74,462-50.3% | $81,988-54.9% | $90,274-59.0% |
| Participation rate | 94.8% | 69.7%+25.1pp | 69.3%+25.6pp | 73.4%+21.5pp |
| Annual return | 18.26% | 17.56%+0.7pp | 41.32%-23.1pp | 53.97%-35.7pp |
| Employer contribution / active EE | $1,327 | $2,334-43.2% | $2,499-46.9% | $2,523-47.4% |
| Participant deferral / active EE | $2,559 | $3,602-29.0% | $3,723-31.3% | $4,231-39.5% |
| Admin fee / account holder | $24 | $98-75.7% | $5,666-99.6% | $114-79.1% |