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| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL ENGINES5 years Service code 27 · EIN 77-0473565 | Advisory (Plan) | $63,250 |
BDO USA, LLP3 years Filed as: BDO USA, P.C. Service code 10 · EIN 13-5381590 | Accounting | $24,937 |
MMA SECURITIES LLC2 years Filed as: MARSH & MCLEANNAN COMPANIES, INC. Service code 16 · EIN 36-2668272 | Consulting | $20,500 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 15 · EIN 04-2647786 | Recordkeeping | $14,362 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,344 | $81,301+66.5% | $76,030+78.0% | $200,096-32.4% |
| Participation rate | 94.2% | 70.1%+24.1pp | 69.1%+25.2pp | 72.0%+22.2pp |
| Annual return | 6.53% | 16.31%-9.8pp | 361.54%-355.0pp | 34.26%-27.7pp |
| Employer contribution / active EE | $6,205 | $3,352+85.1% | $2,688+130.9% | $3,038+104.3% |
| Participant deferral / active EE | $13,161 | $4,721+178.8% | $4,257+209.2% | $5,090+158.6% |
| Admin fee / account holder | $59 | $145-59.4% | $6,421-99.1% | $269-78.1% |