Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,007 | $73,787-48.5% | $98,716-61.5% | $82,448-53.9% |
| Participation rate | 46.0% | 61.4%-15.4pp | 69.3%-23.3pp | 68.1%-22.0pp |
| Annual return | 10.28% | 18.57%-8.3pp | 31.81%-21.5pp | 41.64%-31.4pp |
| Employer contribution / active EE | $574 | $1,511-62.0% | $2,279-74.8% | $2,551-77.5% |
| Participant deferral / active EE | $2,213 | $3,081-28.2% | $4,048-45.3% | $4,139-46.5% |
| Admin fee / account holder | $3,808 | $6,500-41.4% | $8,703-56.2% | $7,234-47.4% |