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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,329 | $102,595+89.4% | $94,057+106.6% | $154,746+25.6% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 13.92% | 583.42%-569.5pp | 480.62%-466.7pp | 172.34%-158.4pp |
| Employer contribution / active EE | $3,072 | $3,147-2.4% | $2,933+4.8% | $4,379-29.8% |
| Participant deferral / active EE | $13,778 | $5,118+169.2% | $4,709+192.6% | $6,730+104.7% |
| Admin fee / account holder | $7,277 | $7,736-5.9% | $7,244+0.4% | $14,365-49.3% |