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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,943 | $88,754+84.7% | $81,820+100.4% | $145,877+12.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 12.13% | 1031.77%-1019.6pp | 777.93%-765.8pp | 551.28%-539.2pp |
| Employer contribution / active EE | $3,671 | $3,085+19.0% | $2,915+25.9% | $4,663-21.3% |
| Participant deferral / active EE | $13,625 | $4,648+193.2% | $4,323+215.2% | $6,691+103.6% |
| Admin fee / account holder | $6,959 | $8,424-17.4% | $7,391-5.8% | $13,402-48.1% |