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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,795 | $96,678+22.9% | $86,640+37.1% | $139,466-14.8% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 15.35% | 106.69%-91.3pp | 592.52%-577.2pp | 373.66%-358.3pp |
| Employer contribution / active EE | $2,565 | $3,265-21.5% | $3,024-15.2% | $4,754-46.1% |
| Participant deferral / active EE | $9,105 | $4,837+88.2% | $4,438+105.1% | $6,712+35.6% |
| Admin fee / account holder | $1,737 | $6,410-72.9% | $5,616-69.1% | $11,409-84.8% |