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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,931 | $138,102+68.7% | $125,381+85.8% | $134,532+73.1% |
| Participation rate | 68.8% | 84.5%-15.7pp | 82.4%-13.6pp | 81.2%-12.5pp |
| Annual return | -15.49% | 750.73%-766.2pp | 572.31%-587.8pp | 418.27%-433.8pp |
| Employer contribution / active EE | $4,163 | $5,245-20.6% | $4,815-13.5% | $4,741-12.2% |
| Participant deferral / active EE | $9,141 | $7,801+17.2% | $7,448+22.7% | $6,401+42.8% |
| Admin fee / account holder | $1,125 | $11,568-90.3% | $10,007-88.8% | $11,429-90.2% |