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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,874 | $150,445+8.3% | $136,297+19.5% | $147,585+10.4% |
| Participation rate | 80.0% | 84.4%-4.4pp | 81.9%-1.9pp | 82.8%-2.8pp |
| Annual return | 12.76% | 1049.14%-1036.4pp | 5156.16%-5143.4pp | 578.57%-565.8pp |
| Employer contribution / active EE | $3,881 | $5,256-26.2% | $4,696-17.3% | $4,876-20.4% |
| Participant deferral / active EE | $8,381 | $6,631+26.4% | $6,247+34.2% | $5,439+54.1% |
| Admin fee / account holder | $1,353 | $10,906-87.6% | $9,244-85.4% | $10,885-87.6% |